Posted on October 19th, 2010
Finally, if it could not get any worse, you now have an “at-fault” rating on your insurance record even though you were not even the driver! When, or if, you go to purchase a new vehicle and arrange new insurance, there may be a considerable increase in your premium.
This sad but fictitious tale just serves as an important reminder. It is your hand truck that is insured and this insurance is subject to all of the terms, conditions, and exclusions, as spelled out in the actual policy document*. When you lend your vehicle you are effectively lending your insurance. Use caution when doing so. Make sure the driver is properly licensed and ensure you are comfortable with the consequences in the event of such an incident.
Attention business owners. This applies to employee drivers as well.
Posted on October 16th, 2010
During a family visit, your 21 year-old grandson asks to borrow your truck. You know him to be safe and conscientious and he is just to go to the local mall. You have all of the necessary insurance and you remember from conversations over the years with your insurer that occasional guests are insured while driving your car. You would have preferred he not asked but the pressure is on and you hand him the keys telling him to drive safe.
A short while later the police call. He has been in a serious crash and thankfully is uninjured. They advise you that his out-of-province license had actually been suspended. Apparently he had overlooked paying a few tickets back home. They further advise your 2-year-old car is probably a write-off. There were also injuries in the car he hit and there is a chance they will be seeking damages from you.
From an insurance perspective, this is a nightmare. First, as the truck was being operated by someone “not authorized by law”, you have just given up coverage on the vehicle i.e. no collision insurance. The cost to repair, or the entire value of the vehicle if written off, will be entirely at your expense. Further, had your grandson sustained injuries, he would not be covered under all of the accident benefit provisions.
Second. If there is a lawsuit from the injured third-parties, it is directed at the owner of the truck – you! Further, if the eventual judgment e.g. $2,000,000 exceeds the limit of your liability insurance e.g. $1,000,000, you will be responsible to pay the 2nd $1,000,000. House? Savings? Potentially gone! Higher liability limits, and the corresponding “underinsured motorist protection” would have helped and are extremely important regardless of who is driving your car! Consider $2,000,000 as a minimum these days.
Posted on October 7th, 2010
According to the Jewish Religion Noah-the Noah who built the ark and survived the great flood before the common era, was the inventor of the whole idea of tools. After being in the hand truck business for a while I started wondering who actually invented the hand truck? Now to be fair the hand truck uses so many ideas A) the wheels B) leverage and a host of others. Could you imagine the first person who invented it and the excitement that must have abounded at this sheer simplicity but genius!! Was it patented? I highly doubt there were any patent laws in existence when hand trucks were invented!
Well anyway we all have our homework cut out for us, to research the inventor of the hand truck! And don’t forget if you submit a comment to our blog you can be the grand winner of a brand new Magna Cart Mcx, so give it a shot, it will be fun and you can be a winner too!
Posted on October 3rd, 2010
When you refer to a convertible truck, what do you have in mind a convertible hybrid truck or a convertible hand truck? If you put that keyword phrase into google the first 2 results are about hybrid trucks followed by hand trucks. What does that tell us about google’s algorithm? I would think most people mean to refer to a hand truck. Yahoo is even worse with all the results besides 2 referring to the hybrid trucks. Why don’t you weigh on and let us know what you think! Maybe computers are just that computers and there is not any way to avoid this kind of thing. But I won’t be surprised if in the future you will see a result with something like did you mean a as in is hybrid truck or b as in convertible hand truck, that will be interesting to see if they ever go with that path!
Posted on September 21st, 2010
Electric powered hand trucks are a great innovation that can prevent back injuries, besides for increasing worker productivity. These powered hand trucks are great for moving cargo on a flat area but are even more important when going up and down ramps that are common on all tractor trailers.
When going up it is obvious why it will help you-saving you the manpower and elbow grease to lug the cargo up, but believe it or not it is even more important when going down.
Most injuries in these scenarios actually more commonly occur on the descent, in a situation that you have a heavy load-say a thousand pounds. Picture yourself going down a ramp with that kind of weight, then trying to stop it midway to answer your cell phone. Forget about it! Even if you tried it you will be all over the place and can very well sustain a back injury so invest wisely and you will more than recoup the investment you put out, which can run from $3,000 to $5,000.
Posted on September 16th, 2010
A very common dangerous mistake When using a platform truck is to load it too high. Even though most people are careful not to exceed its capacity a very commonly overlooked thing is to load it too high. If you overload a platform truck you are making it almost impossible to balance the load properly. The rule of thumb is to keep the cargo a bit under the height of the handle, this way you are ensuring propel control of the load.
The R8 rock n roller is a multi purpose cart that can be used in eight different functions among them a platform hand truck. Do keep in mind because of it versatile design the bottom is not a solid surface and consists of 2 bars running length wise. Therefore it is of utmost importance that you take extra caution that the items you are placing on top of it, are not so small as they would slip through the two cross bars.
Posted on September 14th, 2010
Hi Fans,
We have big news here at Handtrucks2go.com, we have finally added in the products to the pallet jacks/truck category. For all those of you who have websites and are familiar with loading products onto it you know that it is not a fast or easy process. But we did it, and as usual we stuck to our goal of offering you rock-bottom low prices. So come have a look at all the different subcategories, manual pallet jacks, electric pallet trucks, and the pallet lift among others. Our next step G-d willing is to load up the products in the carts section, so be on the lookout. There is always something new happening at Handtrucks2go! Come join us and be part of the action!!!
Posted on September 6th, 2010
When moving furniture around your home and you are using a hand truck make sure that if you have hardwood floors to only use a hand truck with skid free wheels. Otherwise you will have those unbecoming black marks on that beautiful floors. Her at the Hand Truck Safety Blog we worry about not only protecting your bodies but your property as well. Go here for For other tips about truck safety.
Posted on August 28th, 2010
Steel Hand Trucks -Simple and safe
Only if you buy them from the right supplier who sells products from high quality manufacturers. We at Handtrucks2go.com
pride ourselves on selling steel hand trucks from such top of the line companies like Wesco, Harper, And Magline. You will get the best products at the best price with the friendliest customer service, Guaranteed!!!
Posted on August 25th, 2010
You could sit a whole day and read all the information there is to be gotten about hand truck safety and still end up killing yourself. There is no replacement for common sense, ever heard of the guy who cut off a tree limb while he was sitting on it, it wasn’t a pretty site. So use your head first before you start using that hand truck!
